The People Behind ELMA FINANZIARIA SPA

Our team combines decades of specialist experience in precious metals valuation, consumer finance, gemology, and regulatory compliance. Every member of the ELMA FINANZIARIA SPA advisory and operations team is trained to the highest professional standard in their respective discipline. We believe that great service is delivered by knowledgeable, empathetic people — and we invest accordingly in the development of our staff. When you visit our offices, you will be met by professionals who take your financial situation seriously and treat your assets with genuine care.

The People Behind ELMA FINANZIARIA SPA

Matteo Granelli

Chief Executive Officer

Matteo has over 22 years of experience in secured consumer lending and asset-backed finance across European markets. He founded ELMA FINANZIARIA SPA with the conviction that collateral-based lending deserved the same institutional rigour as conventional banking products. Under his leadership, the company has built a reputation for transparent pricing and client-centred operations.

Serena Albanese

Head of Asset Valuation

Serena holds a graduate gemologist certification from a recognised international institute and has spent 15 years specialising in the appraisal of diamonds, coloured gemstones, and antique jewelry. She developed the standardised valuation protocol currently used across all ELMA FINANZIARIA SPA branches. Her assessments are consistently benchmarked against live commodity and auction market data to ensure accuracy.

Luca Ferretti

Head of Compliance and Legal Affairs

Luca brings a background in financial services regulation and has previously advised both consumer lenders and supervisory authorities on best-practice frameworks. At ELMA FINANZIARIA SPA, he oversees all regulatory reporting, contract documentation, and data protection obligations. His work ensures that every client interaction is conducted within a fully compliant and ethically sound framework.

Claudia Messina

Senior Client Relationship Advisor

Claudia has dedicated her career to helping individuals navigate short-term liquidity challenges through structured, respectful financial guidance. She joined ELMA FINANZIARIA SPA after a decade in personal banking and brings a calm, methodical approach to complex client situations. Her role encompasses both initial loan structuring and ongoing relationship management throughout the loan lifecycle.

Davide Rinaldi

Precious Metals Analyst

Davide is a specialist in the analysis and pricing of gold, silver, platinum, and palladium, with hands-on experience in both refinery and financial lending contexts. He maintains real-time monitoring of international commodity markets to ensure that all ELMA FINANZIARIA SPA loan offers reflect accurate, current spot pricing. His technical input is integral to the fairness of every metals-backed loan assessment.